Legal Terms and Conditions

Copyright

HealthInsurance.com is a service mark of HealthInsurance.com, Inc. All trademarks, service marks, trade names and logos displayed on this site are proprietary or licensed to HealthInsurance.com, Inc., except for those of the insurance carriers, agents, brokers, industry organizations, associations, health care institutions, and other service companies, which are service marks or trademarks of their respective entities. The names, trademarks, service marks and logos of HealthInsurance.com and any of the insurance companies represented by HealthInsurance.com may not be used in any advertising or publicity, or otherwise for any commercial use by other insurance agents and brokers. Any such use is prohibited by federal trademark and copyright law. This site is a copyrighted publication of HealthInsurance.com, Inc. No portion of this site or any news or information displayed on this site may be published, broadcast, duplicated, photocopied, faxed, downloaded, uploaded, distributed, transmitted or redistributed in any way for any purpose without HealthInsurance.com's prior express written permission. Users and other sites may not redeliver any of the pages, text, images, or other content of HealthInsurance.com's web site using "framing" methodology (or similar means) without HealthInsurance.com's express written permission. The content presented on HealthInsurance.com is that of HealthInsurance.com, Inc. and not necessarily that of the participating insurance carriers. However, certain content is presented by insurance carriers, agents, brokers, industry organizations, service providers and educational institutions and that content is solely that of the respective entity providing the content.

General Disclaimer; No Warranties; Limited Liability

HealthInsurance.com is a web site where small businesses and consumers can research various health insurance choices and health insurance companies. Notwithstanding any language to the contrary, nothing contained herein constitutes nor is intended to constitute an offer, inducement, promise, or contract of any kind, or a recommendation to purchase insurance from any particular insurance company at any particular level of benefits. HealthInsurance.com and its affiliates intend that the general and insurance specific information contained in this service be accurate and reliable, however, HealthInsurance.com makes no representations as to the accuracy, timeliness or completeness of the web site materials. HealthInsurance.com periodically amends, changes, adds, deletes, updates or alters the information, including without limitation, the terms and conditions of use, at the web site without notice. Inasmuch, HealthInsurance.com does not accept any responsibility or liability for any actions taken as a result of using this information. In no event will HealthInsurance.com its agents or employees, be liable for any damages, losses or other expenses arising in connection with this site or use or inability to use thereof by any party, or in connection with any failure of performance, error, omissions, interruption, defect, delay in operation or transmission, computer virus or line system failure, even if HealthInsurance.com or its representatives, are advised of the possibility of such damages, losses or other expenses. HealthInsurance.com's maximum liability to any user shall be the amounts paid to HealthInsurance.com for the services provided on this site. HealthInsurance.com, Inc., is not an insurance company. HealthInsurance.com is not responsible for payment of any claims a user may have relating to insurance purchased through this site.

Do Not Cancel Any In-Force Health Insurance Until ...

you receive written formal approval of acceptance from the insurance company to which you are applying. Rates quoted are subject to change based on the health plan's underwriting practices and of your selection of available optional benefits, if any. All rates quoted for each insurance company are for new groups only and the rates may not apply to existing customers of the insurance company. Insurance companies may change rates and benefits without notice. All plan benefits and information displayed on this site are a general summary of the products of each insurance company. Final rate and benefit information are always determined by the health insurance company.

Licensing

HealthInsurance.com, Inc., 3030 South Bundy Drive, Los Angeles, CA 90066, its affiliates, and/or its licensed agents are licensed in the following jurisdictions.

Kelsey National Corporation, 3030 South Bundy Drive, Los Angeles, CA 90066, an affiliated company of HealthInsurance.com, Inc., is a licensed agent/broker in each state that requires health insurance transactions to be conducted through a licensed agent/broker.

Marsh & McLennan Companies, 540 West Madison, Suite 1200, Chicago, IL, 60661, an affiliated company of HealthInsurance.com, Inc., is a licensed agent/broker in each state that requires health insurance transactions to be conducted through a licensed agent/broker.